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    Buying A House

    Tuesday, March 3, 2020

    Join me in rejoicing with my sweet, Singled Out for Him sister, Elizabeth as she shares about buying her first home as a single woman in her 20s. 
    Ever since I can remember, I’ve had a clear desire in my heart to create, decorate, plan, organize, entertain, and surround myself with anything lovely. I also have a strong desire to see others’ lives be changed and transformed by the Holy Spirit. In 2016, God revealed to me that I could merge these two desires and use them for His glory. One way I saw myself being able to use these gifts was to own a home to be able to meet with and disciple young women, host small groups, and love on people.
    I tried to purchase a home in May 2016 and was not able to get a loan because of my debt-to-income ratio. Basically, that just means that I had more debt than income, and the bank was concerned about lending me money (as they should be). After that wake-up call, I took Dave Ramsey’s Financial Peace University. FPU (and Jesus) helped me pay off all my debt in 14 months. After that, I began working really hard to save up a substantial amount of money for a down payment on a home. I knew from trying to buy before about how much I would need, so I set a goal and went to work. I continued my “gazelle intense” mentality and kept my 8 extra jobs I was working on top of teaching full time. In just 6 months, I was able to save a 5% down payment, money for closing costs, and enough money to purchase furniture, d├ęcor, etc. for my first home. It took a lot of sacrifice, hard work, and dedication, but God was faithful.
    I bought my first home in December 2018. Since then I’ve been able to host friends who are hurting and needed someone to love on them, disciple the sweetest teenage girls, host a group of freshmen girls for my church’s outreach event, lead and host a small group, and host book clubs and dinner parties. I am using it to make His name known and transform lives for Jesus. My home is filled with joy, love, warmth, and the Holy Spirit. Praise Him!
    With God’s grace and self-control, I was successful. I was able to buy a home by myself at the age of 28. I didn’t have to wait until I was married. I didn’t have to wait until I was older. With God’s help, I was able to get out of debt, save up the funds needed, and buy a house by myself. He has been so faithful in providing everything I’ve needed with my home. He was faithful then, and He will continue to be faithful moving forward.
    This was my dream, and this was how God worked in my life to open the opportunities for me to achieve it. For any other single women, my encouragement would be for you to seek God’s will for your life, submit to Him in any endeavor you pursue, and be obedient to the journey He has set before you. Your dream may not be to own a home. If you feel called to be a missionary, buying a house would not be a wise financial decision for you. If you are in debt, buying a house would not be a wise financial decision for you either. My hope for my story is that it encourages you to spend time in prayer and in God’s Word seeking His guidance and direction for your life. Don’t be afraid to start that dream now. You don’t have to wait until you’re married or until you’re older. If you know that you have a gift, a passion, and a calling, use those for God’s glory right NOW. He will honor your obedience. Don’t be afraid to take a leap of faith! I’m cheering you on and so is Jesus.

    Elizabeth is a teacher living in Murfreesboro, TN. She enjoys curling up in her comfy clothes with a good book and entertaining friends at her home. She also loves Jesus with all her heart and is so thankful for who He is.

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